SME Books
Modern Accounting Made Simple
Double-entry accounting for small and medium businesses, delivered as a hosted service. It runs in your browser — there is nothing to install, it keeps working when the connection drops, and you can ask it questions about your ledgers in plain language.
Built for the businesses the big suites forget
Small businesses are stuck between spreadsheets that cannot keep a ledger and accounting suites priced and built for finance departments they do not have.
SME Books closes that gap: proper double-entry bookkeeping with a clean, uncluttered interface, so the people actually running the business can keep the books themselves.
Ask your books a question
SME Books ships with an AI assistant that reads your live ledgers. Open it from any screen with Ctrl+J, or give it the full page from the sidebar, and ask in plain language — it answers from your own data, and draws the chart when a chart is the clearer answer.
- 💬 Plain-language answers — Top selling items, monthly profit margins, outstanding customer balances, stock reorder levels — asked the way you would ask a bookkeeper.
- 📈 Charts inside the conversation — Bar, donut and line charts render in the chat itself, so a trend arrives as a picture instead of a table you have to read.
- 🔎 Working from your actual data — The assistant reads your live accounting ledgers and company data, so the answer is about your business and not a general one.
Connect your own provider: add a key from Gemini, OpenAI or Anthropic under Settings → AI Settings, and the assistant is live.
Read the AI Assistant guideEverything your books need
Invoicing, payments, stock and reporting in one place — each one a few clicks from the dashboard.
Dashboard
Cash flow, profit, receivables and payables at a glance, over whatever period you choose.
Invoicing & Billing
Raise sales and purchase invoices, apply taxes automatically, and print them on templates you control.
Payments
Record money in and out, settle it against invoices, and see what is still outstanding.
Point of Sale
A touch-friendly counter for retail, with shift open and close and payment handling built in.
Works Offline
Installs as a progressive web app. The app shell is cached, so it starts and keeps running without a connection.
Double-Entry Accounting
Every transaction posts to two accounts against a chart of accounts you can shape to your business.
Inventory & Stock
Stock movements, shipments, purchase receipts and batch tracking, valued and tied back to your ledger.
Journal Entries
For everything that is not an invoice or a payment — adjustments, accruals, corrections.
Import Wizard
Bring customers, items and opening balances in from your previous system instead of retyping them.
Reports that trace back to the entry
The standard financial statements, each one drillable down to the document that produced the figure.
- ✓ General Ledger — every posting, filterable by account, party or period
- ✓ Profit & Loss — revenue against costs and expenses over any date range
- ✓ Balance Sheet — assets, liabilities and equity at a point in time
- ✓ Trial Balance — confirmation that debits and credits agree
A counter your staff can learn in an afternoon
The point of sale opens and closes shifts, takes cash and card, and posts straight into the same ledger as the rest of your books — no end-of-day reconciliation between two systems.
Built to be dependable
SME Books runs as a managed service. We handle the servers, the updates and the backups — you handle your business.
Hosted and maintained
We run the servers, apply updates and keep an eye on uptime. There is no infrastructure for you to manage.
Isolated per company
Your books live in their own database, kept separate from every other customer on the platform.
Backed up automatically
Backups run on a schedule, so a bad day never costs you your ledger.
Secure by default
Encrypted connections throughout, with signed sessions checked on every request.
Want SME Books set up for your business?
Tell us how you keep your books today and we will walk you through moving them across — chart of accounts, opening balances and all.
Book a Free Consultation